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Swipe, Don’t Bleed: India’s Cashless Cure for Crash Victims Hits the Road in Chandigarh

In an innovative twist to road safety and healthcare, the Government of India has kicked off a pilot program that sounds straight out of a sci-fi movie: cashless treatment for road accident victims. Under the guiding hand of the Ministry of Road Transport and Highways, this program aims to ensure that those unfortunate enough to find themselves in a vehicular mishap won’t have to worry about the cost of immediate medical care.

Chandigarh, known for its beautiful roundabouts and now, apparently, its role as a healthcare trailblazer, is the first city to test drive this initiative. The scheme is backed by the Motor Vehicles Act, 1988, highlighting the government’s drive to keep its citizens safe on and off the road.

The National Health Authority (NHA) takes the wheel as the pilot program’s implementing agency, in collaboration with a crew of police, hospitals, and the State Health Agency (SHA). They’re all geared up to create a seamless ecosystem that ensures victims receive timely medical attention, especially during the critical golden hour post-accident.

Victims of road rage and accidental mishaps can avail themselves of cashless treatment up to a whopping Rs. 1.5 lakhs per accident, covering all types of roads and vehicles. Whether it’s a scooter snafu or a car calamity, the program’s got you covered for up to 7 days from the date of the accident.

Hospitals on board will send their bills flying to the Motor Vehicle Accident Fund for reimbursement, all through an advanced IT platform that combines the eDAR application of MoRTH with the Transaction Management System (TMS) of NHA.

As Chandigarh becomes the pilot’s cockpit, the rest of the country watches with bated breath. Success here could mean a nationwide rollout, ensuring that no victim’s recovery journey is detoured by financial woes. Get ready, India, because the future of post-accident care is here, and it’s cashless!

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