In accordance with Section 146 of the Motor Vehicles Act, 1988, all motor vehicles operating on Indian roads must have a third-party insurance policy. This mandate not only fulfills a legal obligation but also ensures support for victims in case of accidents or damages, underscoring the importance of responsible road usage.
Operating a vehicle without valid third-party insurance is a serious violation, with offenders facing penalties under Section 196 of the same act. The consequences are as follows:
- First Offence: Up to three months of imprisonment, a fine of Rs. 2,000, or both.
- Subsequent Offence: Up to three months of imprisonment, a fine of Rs. 4,000, or both.
It is imperative for vehicle owners to regularly check and renew their motor third-party insurance to avoid legal repercussions and contribute to road safety. Enforcement officials are authorized to impose these penalties on vehicles found without valid insurance coverage, emphasizing the necessity for compliance.
